Risk Executive
Recruit Finds
Nairobi, Kenya
Job summary
Risk Executive At Pesapal
About this role
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Position Summary
The Risk Executive will support the organization's fraud prevention, transaction monitoring, and operational risk management functions. The role focuses on detecting and investigating suspicious activities, mitigating financial crime risks, managing chargeback processes, and strengthening internal controls to protect customers, merchants, and the overall payment ecosystem. The successful candidate will collaborate with cross-functional teams to ensure regulatory compliance while promoting secure and efficient payment operations.
Key Responsibilities
Monitor payment transactions to identify suspicious activities, emerging fraud patterns, and potential operational risks.
Investigate fraud alerts, disputed transactions, and chargeback cases, ensuring timely resolution and appropriate escalation where necessary.
Conduct detailed transaction reviews and risk assessments to support fraud prevention and financial crime mitigation efforts.
Collaborate with Commercial, Merchant Support, Operations, Compliance, Finance, and Technology teams to strengthen fraud controls and operational processes.
Support the implementation of operational risk management initiatives and recommend improvements to internal controls.
Maintain accurate documentation of investigations, risk assessments, and case resolutions in accordance with organizational and regulatory requirements.
Monitor industry trends, fraud techniques, and regulatory developments to enhance fraud detection strategies and risk management practices.
Contribute to continuous improvement initiatives aimed at protecting merchants, customers, and payment systems.
Qualifications and Experience
Applicants should possess:
A bachelor's degree in Finance, Accounting, Business Administration, Economics, Risk Management, Criminology, or another related discipline.
A minimum of four years of professional experience in fraud monitoring, transaction monitoring, operational risk, financial crime investigations, or a related role within the fintech, banking, payments, or financial services sector.
Practical experience handling fraud investigations, transaction monitoring, chargeback management, and fraud alert resolution.
Experience working with card payment schemes, payment acquiring, or payment processing environments will be considered an added advantage.
Good understanding of the banking, payments, and regulatory environment within Kenya or Tanzania, depending on the market of application.
Relevant professional certifications in fraud management, risk management, compliance, or financial crime prevention will be an added advantage.
Skills and Competencies
The ideal candidate should demonstrate:
Strong analytical, investigative, and problem-solving capabilities.
Excellent attention to detail and the ability to exercise sound professional judgment.
Good understanding of fraud detection techniques, transaction monitoring processes, and operational risk management principles.
Knowledge of payment systems, card scheme regulations, and chargeback procedures.
Strong written and verbal communication skills.
Ability to manage multiple assignments effectively in a fast-paced, deadline-driven environment.
High ethical standards, integrity, and discretion when handling confidential or sensitive information.
Strong collaboration and stakeholder management skills.
Proficiency in fraud monitoring tools and Microsoft Office applications.
Why Join This Role?
This position offers an opportunity to contribute to the security and integrity of a leading digital payments platform by helping prevent fraud, strengthen operational resilience, and enhance customer confidence.
Successful candidates will gain valuable experience in digital payments, fraud analytics, transaction monitoring, operational risk management, card payment ecosystems, and emerging financial technologies while working in a collaborative environment that values innovation, accountability, continuous improvement, and professional development.